Junior Customer Service Officer (4 Positions)

Vision Fund Micro Finance Institution (S.C) is an Institution established according to proclamation No. 40/96 to provide financial services to the productive poor in the rural and urban areas of Ethiopia. Vision Fund is currently operating in seven of the Regional States of the country. Vision Fund MFI is currently looking candidates to fill the vacant positions for batch recruitment for Junior Customer Service Officer Role. The successful candidates will have skills and experience that meet the following requirements:

Major Duties and Responsibilities are:

Promotion & Marketing:

• Assists in conducting market research and survey activities;
• Solicits new loan accounts in accordance with specific periodic performance targets prescribed in the branch business plan;
• Conducts active marketing campaign to attract new clients;
• Orients prospective clients about VISIONFUND MFI products;
• Assists the branch manager in preparing annual plans and budget carries out focus group discussion (FGD) with clients.

Manage loan & saving process:

• Receives loan applications and perform credit appraisal on loan applicants and his/her surety/ guarantor, if any;
• Conducts inspection and/or appraisal of any property being offered as collateral;
• Prepares and presents credit applications to the branch credit committee for approval and arrange venue for loan;
• Prepares schedules and disburses loans and collects repayments
• Daily handover all collected cash to the teller/cashier
• Assess client history & performance to recommend for repeat loan
• Member of loan committee
• Submits periodic reports and statistical data to the branch manager
• Handles the minimum number of clients set for the position
• Receives loan applications and perform credit appraisal on loan applicants and his/her surety/ guarantor, if any;
• Conducts inspection and/or appraisal of any property being offered as collateral;
• Prepares and presents credit applications to the branch credit committee for approval and arrange venue for loan committee.
• Submits periodic reports and statistical data to the branch manager.
• Handles the minimum number of clients set for the position.

Manages portfolio quality:

• Closely monitors loan payments and ensures zero tolerance against past due;
• Effectively negotiates with clients in arrears
• Undertakes timely follow up and analysis of past due loans and proper documentation.
• Assists other loan officers in managing delinquency crisis.
• Conduct regular visit to clients at their business sites before, during and after disbursement and build strong relations with them.

Others:

• And any other duties that may be assigned by the Branch manager from time totime
• Acts as an alternate to any Credit Officer who is absent or who is on-leave.

Qualifications:

Knowledge and Technical Skills:

• The following may be acquired through a combination of formal or self-education, prior experience or on-the-job training:
• At least 10+2, 10+3, TVET Level 2, TVET Level 3, TVET Level 4, or Diploma/Degree in Economics, Management, Marketing, Public Administration, Rural Development, Cooperative, Agricultural Economics or related fields study
• At least one year of work experience.

Technical skills

• Demonstrated technical ability, sound judgment, ability to interact and work effectively with others at all levels;
• Determined personality with initiative, perseverance and the ability to motivate and manage a team;
• Capability and willingness to take responsibility and highly developed sense of integrity
• Good knowledge in economic and financial topics;
• Good analytical and problem-solving skills;
• Excellent written and oral communication skills.
• Good analytical and problem solving skills
• Basic computer skills

Terms of Employment: Permanent

Salary: As per the Institution salary scale

Closing Date: April 20, 2026.