Branch Manager

Manages overall portfolio growth and portfolio quality

• Manages overall portfolio growth and portfolio quality
• Ensures verification of existence of clients and credit worthiness of their business
• Chairs the Branch Credit Committee (BCC) and participates in evaluating, approving, or rejecting loans according to the level of discretion;
• Ensure saving deposit and withdrawals in accordance to the policies,
• Coordinates on growth areas and projections for disbursements
• Manages, coordinates and supervise branch staff and ensures efficient delivery of service delivery operations
• Coordinate and supervise the operation of the branch,
• Plans personnel capacity, selecting new staff, undertakes fair & equitable HRM and evaluating existing staff in accordance with management decisions;
• Supervises economical use of material resources (Generator, Motorcycles & Vehicles) ensures same are serviced on time & as scheduled.
• Ensures that the branch staff maintain very high morale, identifies capacity building needs and ensures adequate and updated training is provided;
• Undertakes annual performance appraisals and staff development plans.
• Manages the branch and ensures compliance with all policies and procedures
• Implements policies, procedures and internal controls at the branch
• Decides on all operational & financial issues within the framework of existing regulations and management decisions;
• Reporting and communication
• Performs independent balancing of all records;
• Works with other management members of the MFI;
• Attends quarterly branch managers meetings, engages in team problem solving, works together on overlapping task
• Planning & Integration
• Develops the branch business plan and annual work plans and seeks approval from the SMT on the projected targets and required resources;
• Adjusts the plan as and when needed
• Marketing
• Promotes loans, saving and any other services provided by the Branch
• Plans and initiates promotional measures within the target markets of the branch;
• markets of the branch;

2. Qualification and Technical Skill Required

• University Degree/Diploma in economics, accounting, business administration, management, banking, marketing, cooperative, agricultural economics, agriculture or related social sciences and business fields;
• Related experience of 4 years for degree and 6 years for diploma
• Determined personality with initiative, perseverance and the ability to motivate and manage a team
• Capability and willingness to take responsibility and highly developed sense of rectitude
• Ready to comply and live up to and in accordance with the organization Ideals and Core Values.
• Be proficient in Microsoft office applications.
• Able to plan and manage finances, including a basic understanding of accounting.
• Be a good trainer, facilitator, mentor, and coach.
• Very good communication and marketing skills.
• motor bicycle driving skill and License